Zombie Insurance??? Is this a hoax???

I have heard, read and seen Face Book posts about being prepared to fight an invasion of zombies. I've looked at the list of things one would need. If this is a real thing why wouldn't the list comprise itself of weapons and ammo? Personally, I wouldn't rid myself of the things on the list to have if in fact a zombie does approach me (lol) however I would add a few items, such as, Blue Ray gun, a Browning or RPG-7 and that's just to name a few (Modern Warfare weapons). I am literally laughing my butt off about this. They can't be serious! ZOMBIE INSURANCE??? Oh my gosh! Who sits around and come up with these ideas? What kind of world are we living in when we let video games become a part of the real world? I want to hear from you. What do you think about this phenomenon?